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14 Real-Life Homeowner Disasters & How to Dodge Them

September 13, 2024

Team Bidmii

14 Real-Life Homeowner Disasters & How to Dodge Them

Owning a home can be a dream come true, especially for first-time home buyers who’ve managed to navigate today’s market. But that dream can quickly turn into a nightmare when unexpected issues arise. From hidden damage to major repairs, homeowners have faced serious setbacks that left them with hefty bills. In a popular Reddit thread, one user asked, “Which homeowner mistake cost you the most money?” The responses poured in, revealing costly lessons learned the hard way.

We’ve compiled 14 of the most striking real-life homeowner mistakes shared in the thread to help you learn from their experiences. These stories provide insights on how to avoid similar costly errors, allowing you to safeguard both your home and your finances while navigating the ups and downs of homeownership.

If you're short on time or just prefer watching over reading, check out the video we put together! It covers all the same jaw-dropping homeowner disasters and essential tips from this article, but in a fast-paced, engaging countdown format. Don't miss the chance to learn how to dodge these costly mistakes—press play and dive in!

Ignoring Outdated Plumbing - $10,000+

"Not addressing things on my home inspection report, like replacing the hot water heater nearing the end of its life. Four years later, a leak develops, and our basement floods." – attgig

A flooded basement with water pooling on the floor, next to an old, rusty water heater. The walls show water stains, and there are boxes and furniture damaged by water. Pipes along the wall appear corroded, indicating the plumbing system has been neglected for years.

Preventative Solution

The best way to prevent costly plumbing repairs is to address inspection report recommendations right away. For water heaters, most last between 8-12 years. Performing regular maintenance checks, such as flushing the tank annually to remove sediment and checking for any leaks or rust, can extend its life. Adding smart leak detectors to key areas of the home can also give early warnings of potential leaks before they become catastrophic​.

What to Do Now That It Has Been Discovered

Once a leak is discovered, the first priority is to shut off the main water valve to prevent more water damage. Contact a plumber immediately to assess the damage. If there’s water flooding, you'll also need to involve water damage professionals to dry out the space and prevent mould growth​. For minor leaks, a temporary fix like a pipe clamp or epoxy putty may stop the leak until professional help arrives.

How to Save Money When Fixing Something Like This

Look for energy rebates if replacing a water heater, especially if you opt for an energy-efficient model. Shop around for quotes from licensed plumbers, and ask if they offer discounts for emergency repairs. If multiple components need replacement (pipes, connectors, etc.), bundling the repairs might reduce labour costs​.

How to Do It Right

For a professional and lasting fix, replace old pipes with materials like PEX or copper, which have a longer lifespan. Make sure a certified professional who ensures proper drainage and ventilation instals the water heater. To avoid future issues, consider installing a smart water monitor to detect abnormal water usage patterns and notify you of potential leaks early​.

Not Checking for Mold - $10,000+

"Mold, mold, mold. Mold is ALWAYS worse than it looks, by a long shot. Once it's in the walls, it will never go away. Once it's in the AC system, it will never go away. Always check for mold!" – Blackpowder90

A dimly lit basement or bathroom with visible mold spreading across the walls and ceiling. Dark, damp corners, and possibly a partially open window that lets in moisture. There are signs of poor ventilation and water damage on nearby furniture or flooring.

Preventative Solution

Mould issues are often caused by excessive moisture in the home, particularly in areas like basements, bathrooms, and kitchens. To prevent mould growth, control moisture levels with proper ventilation, dehumidifiers, and regular inspection of damp areas. Installing exhaust fans in high-moisture areas and ensuring that gutters and downspouts are directing water away from the foundation are also essential preventative steps.

What to Do Now That It Has Been Discovered

If mould is found, first identify the source of moisture and fix it immediately to prevent further mould growth. For smaller mould issues, a solution of water and detergent can be used to scrub the area, followed by drying the surface completely. However, if the mould has penetrated walls or spread to HVAC systems, professional remediation will be necessary. Depending on the extent of the mould, you may need to replace drywall, insulation, and carpeting.

How to Save Money When Fixing Something Like This

Address mould early to avoid extensive and expensive remediation. For small areas, DIY solutions like mould-killing sprays can help reduce the problem. If hiring professionals, get multiple quotes and ask for a detailed breakdown of services. Additionally, check if your homeowner’s insurance covers mould damage, as some policies will cover remediation if the mould is caused by a covered peril, such as a burst pipe.

How to Do It Right

For severe mould problems, hire certified mould remediation professionals who will safely remove the mould, treat the area, and ensure that the issue does not recur. They will seal off the contaminated area to prevent mould spores from spreading and use specialised equipment like HEPA vacuums. After remediation, maintaining a dry and well-ventilated home will help prevent the mould from returning.

Not Checking Electrical Panel - $10,000+

"We did a visual inspection of the electric panel during inspection, but I don't recall if they removed the cover to get a good look at the wires, etc. During our major kitchen renovation, the electrician found that our neutral bar was nearly toast. Had to replace the whole panel." – PoeticImage36

An open electrical panel in a basement or utility room. Inside, the wiring is frayed, and some of the wires are visibly burnt or corroded.

Preventative Solution

Electrical panels should be thoroughly inspected, including removing the cover to check the internal components, during a home purchase. A professional electrician can identify issues like faulty wiring, corrosion, or outdated components that may pose safety hazards or fail during high-demand situations like renovations. Regular inspections every few years, especially in older homes, help catch problems early before they become more expensive.

What to Do Now That It Has Been Discovered

If you've discovered an issue with the electrical panel, especially one as serious as a failing neutral bar, the best course of action is to shut off the main power supply and contact a licensed electrician immediately. A full panel replacement may be necessary to prevent electrical fires or damage to your home’s wiring system.

How to Save Money When Fixing Something Like This

For replacing an electrical panel, get multiple quotes from licensed electricians. You can save money by choosing a reputable, experienced professional rather than rushing into an emergency fix. Sometimes, you can also bundle electrical repairs if there are other electrical upgrades needed in your home. Additionally, check with local authorities or energy companies for rebates or incentives for upgrading to modern electrical systems.

How to Do It Right

Have the electrical panel replaced by a licensed electrician who follows local building codes. The electrician should install a panel that accommodates your current electrical needs and future upgrades, such as additional circuits for new appliances. To avoid future issues, it's also wise to have an electrician inspect your entire electrical system, including outlets, switches, and wiring, to ensure everything is functioning safely and efficiently.

Buying a Flipped House Without Thorough Inspection - $20,000+

"Thinking the guy who flipped our house was trustworthy. As a first-time homebuyer, I was naive and didn’t really know what all to look for when it comes to cutting corners in home renovation. Luckily, he covered the leak in the roof and ceiling, but we've spent $20k+ replacing the HVAC and vinyl flooring." – wogwai

A modern-looking home with a beautiful exterior but a roof showing visible cracks.

Preventative Solution

Flipped homes often have cosmetic updates that can hide deeper structural or mechanical issues. The best preventative measure is to hire an independent inspector, preferably one experienced in flipped properties, to thoroughly check everything from the roof to the HVAC, plumbing, and electrical systems. Don't rely on the seller's inspection reports—getting an unbiased second opinion can save you from hidden problems.

What to Do Now That It Has Been Discovered

If you've discovered issues after purchasing a flipped home, prioritise fixing the most critical systems, such as HVAC or roof leaks, to prevent further damage. Consult with a general contractor or home inspector to make a plan for addressing the other issues in order of urgency and cost-effectiveness.

How to Save Money When Fixing Something Like This

Look for contractors who offer package deals when addressing multiple repairs, as bundling projects can sometimes lower the overall cost. Additionally, consider financing options for big-ticket repairs like HVAC replacements, and always get multiple bids to compare costs. Keep an eye out for tax credits or rebates when upgrading to energy-efficient systems, which can help offset the costs.

How to Do It Right

Ensure that licensed professionals who have a good track record with home renovations handle any repairs. If you're replacing or upgrading systems like HVAC or flooring, choose quality materials that will last and increase the value of your home. After repairs, continue with regular maintenance to extend the life of the new installations and prevent similar issues in the future.

Ignoring Termite Damage - $30,000+

"The previous occupant was informed by pest control that the house had termites. Instead of hiring them to properly remediate the termites, they bought termite killer and tried to do it themselves. Ten years later, we had to deal with a disgusting amount of termite damage in walls and floors and there's undoubtedly more to do." – Nelliell

Preventative Solution

The best way to avoid termite damage is through regular professional inspections, particularly if you live in an area where termites are common. Annual termite inspections can catch infestations early, and preventive treatments such as soil treatments, bait stations, and wood treatments can prevent colonies from settling in. DIY termite treatments are rarely effective for full infestations, so it’s crucial to invest in professional pest control from the outset.

What to Do Now That It Has Been Discovered

If termite damage is discovered, it's important to hire a certified pest control company immediately to conduct a thorough inspection and treatment. Structural repairs will likely be necessary, including replacing damaged wood and possibly reinforcing floors, walls, or ceilings. The pest control company should also help you establish a long-term prevention plan.

How to Save Money When Fixing Something Like This

To save on termite damage repair costs, prioritise the most damaged and structurally important areas first, like load-bearing walls or support beams. Always get multiple quotes for both pest control treatment and structural repairs. If termite damage was extensive and occurred before you bought the house, check your homeowner's insurance policy or consult with your real estate agent about any recourse you may have if the damage wasn’t disclosed during the sale.

How to Do It Right

Ensure that licensed professionals handle both the pest control and the repairs. Termite treatment should include a full inspection and eradication plan, and any structural repairs should restore the home to its original condition or better. For added protection, consider installing termite baiting systems around your property and ensuring proper drainage to reduce the likelihood of re-infestation.

Not Checking HVAC System - $15,000+

"We didn't check the heating/cooling system well when buying. The first winter, our heat went out entirely, and we had to replace the entire HVAC system. It was SO expensive!!" – GordonCranberry

Preventative Solution

Before purchasing a home, always have the HVAC system professionally inspected to ensure it’s in good working condition. A thorough inspection includes checking the furnace, air conditioning unit, ductwork, and thermostat. Regular maintenance is key to preventing major issues. Changing filters, cleaning vents, and scheduling annual tune-ups can help extend the life of your HVAC system and avoid costly breakdowns. For homeowners, consider setting up a maintenance plan with a local HVAC company to ensure that all necessary upkeep is performed regularly.

What to Do Now That It Has Been Discovered

If your HVAC system has already failed, contact a licensed HVAC professional to assess whether repairs are possible or if a full replacement is necessary. Depending on the system's age, it may be more cost-effective to replace it, especially if the system is outdated and inefficient. In extreme weather conditions, you may need to use portable heaters or fans temporarily until the system is repaired or replaced.

How to Save Money When Fixing Something Like This

Look for energy efficiency rebates or tax credits when purchasing a new HVAC system. Many governments and utility companies offer incentives for upgrading to energy-efficient units. Compare quotes from multiple HVAC contractors to get the best price on replacement or repair. Additionally, consider financing options if a replacement is necessary. If your furnace and AC need replacing at the same time, bundling the systems can sometimes reduce labour costs.

How to Do It Right

When replacing an HVAC system, ensure that you choose the correct size and model for your home. A system that’s too small will overwork itself, while an oversized system will cycle on and off too frequently, leading to inefficiency and wear. Work with a licensed professional who can help you choose an energy-efficient model suited to your home’s needs. After installation, maintain your new system by changing filters regularly and scheduling annual tune-ups to keep it running smoothly.

Buying Foreclosure Without Thorough Inspection - $20,000+

"Buying a foreclosed house as a first-time homebuyer. Immediate roof replacement, HVAC fixes, and on move-in day, the pool filter cap split open. The pump was on at the time, and it flooded the backyard and emptied a good quarter of the pool." – Worth-Pear6484

Preventative Solution

Foreclosures often come with hidden issues because the previous owner may have deferred maintenance. The best preventative solution is to conduct a thorough inspection of the property, even if it’s sold "as-is." This should include a full home inspection covering the roof, HVAC, plumbing, and pool systems. Specialised inspections for things like pools or foundations may be necessary to get an accurate picture of repair needs.

What to Do Now That It Has Been Discovered

If you find yourself in this situation after buying a foreclosed home, prioritise the most urgent repairs, such as the roof or HVAC system, to prevent further damage. Address the pool issue by first shutting off the pump and having a professional evaluate both the pump and the pool's plumbing. Establish a list of repairs and tackle them in phases, starting with those that impact the safety or livability of the home.

How to Save Money When Fixing Something Like This

When buying a foreclosure, you may already be dealing with a lower initial purchase price, so use that cushion to fund the needed repairs. Get multiple quotes for major repairs like roof replacements and HVAC work. You can also save by doing minor repairs yourself, such as fixing leaks or simple plumbing issues. Additionally, bundling multiple repair projects under one contractor may reduce overall costs.

How to Do It Right

Hire certified professionals for large repairs like roofing, HVAC systems, or major plumbing to ensure the work meets local codes and standards. Consider upgrading to more efficient systems if replacing HVAC or pool equipment to save on future utility costs. With foreclosures, it's crucial to establish a realistic budget for repairs, and potentially, future improvements as you learn more about the property’s condition. Ensure proper maintenance schedules are followed to avoid repeating issues down the road.

Not Checking Well/Water System - $20,000+

"Not having the well water tested. It started coming out rusty not too long after we moved in. Upon further inspection, we realized the sellers had replaced all the faucets to cover up previous rust. Jerks. Cost about $10k to get a new filtration system installed." – Scaryrabbitfeet

A rustic-looking home with a well in the yard. The kitchen faucet is running rusty water into the sink, and there are water stains on the nearby countertop.

Preventative Solution

Before purchasing a home with a well system, always have the water tested for contaminants, pH balance, and overall quality. Testing the well system can also uncover issues with water pressure or the presence of harmful bacteria. A professional well inspection should include testing for water flow, checking the pump and pressure tank, and examining the filtration system. Annual water testing is also recommended for homeowners to catch issues before they become serious. Additionally, well professionals should inspect water systems every 3-5 years.

What to Do Now That It Has Been Discovered

If you discover rusty or contaminated well water, the first step is to test the water to determine what contaminants are present. After identifying the issue, consult with a water treatment specialist who can recommend the appropriate filtration system, such as a reverse osmosis filter or water softener. You may also need to replace old pipes or parts of the well system if they are contributing to the contamination.

How to Save Money When Fixing Something Like This

Shop around for quotes on filtration systems and installation. Look for rebates or incentives for installing eco-friendly or energy-efficient systems. If the problem is related to rust or sediment buildup, a simpler filtration system might be sufficient, which can reduce costs. Additionally, preventive maintenance, such as regularly changing filters and monitoring water quality, can save money in the long run by avoiding larger, more expensive repairs.

How to Do It Right

Ensure that a certified well inspector and water treatment specialist handle both the testing and installation of any necessary systems. They can recommend a filtration system that suits the specific needs of your water supply and provide proper installation to ensure it functions correctly. For long-term protection, schedule annual water testing and filter maintenance, and consider installing a water monitoring system that alerts you to changes in water quality.

Ignoring Roof Issues - $30,000-$70,000

"Not hinging my purchase on a good inspection, but the market was crazy so oh well I guess." – CC_206

A home with a visibly damaged roof—shingles are missing, and there’s a large tarp covering part of it.

Preventative Solution

A thorough roof inspection before purchasing a home is critical, especially when the roof’s age is unclear. A professional roof inspector can check for issues like missing or cracked shingles, leaks, water damage, and structural problems. Regular maintenance is also key for homeowners—cleaning gutters, checking for damage after storms, and making small repairs can prevent bigger issues later. Roofs generally need to be replaced every 20-25 years depending on the material, so knowing the roof’s age and condition is crucial.

What to Do Now That It Has Been Discovered

If you’ve discovered roof damage, act quickly. First, inspect the attic for leaks or water damage. If the roof is actively leaking, place a tarp over the damaged area to minimise further issues until you can arrange for repairs. Contact a licensed roofing contractor to assess the extent of the damage and provide an estimate for repair or replacement.

How to Save Money When Fixing Something Like This

Getting multiple estimates from licensed roofers will help you find the best deal. Some contractors may offer discounts during the off-season for roof repairs. Depending on the damage, patching specific areas might be more affordable than replacing the entire roof. Additionally, check if your homeowner’s insurance covers any part of the repair, especially if the damage was caused by a storm or other covered event.

How to Do It Right

When replacing or repairing a roof, ensure the contractor uses quality materials that are appropriate for your region’s weather conditions. Always verify that the roofing company is licensed, insured, and provides a warranty on both labour and materials. For long-term protection, schedule regular roof inspections and clean gutters to prevent water buildup, which can lead to leaks and damage. If a replacement is needed, consider installing energy-efficient materials or reflective shingles, which can reduce energy costs.

Not Checking for Asbestos - $45,000

"Not me, but someone I know. Bought an old home and decided they'd renovate it themselves to save money and flip it. They didn't check for asbestos. The city came to inspect the renovation and saw evidence of materials potentially containing asbestos. When he tested the house, it was completely contaminated. Had to treat everything, including the HVAC system. It cost him something to the tune of $45k to remedy it all." – apHedmark

A person in protective gear (mask and coveralls) carefully removing asbestos from an old wall or ceiling in an older home.

Preventative Solution

Homes built before 1980 often contain asbestos in insulation, flooring, and other materials. Before beginning any renovation, especially in older homes, hire a certified asbestos inspector to test for asbestos. If asbestos is found, professional abatement is necessary before any renovations can begin. DIY removal is not recommended, as disturbing asbestos-containing materials can release harmful fibres into the air.

What to Do Now That It Has Been Discovered

If asbestos is discovered during a renovation, immediately stop any work to avoid further contamination. Hire a certified asbestos abatement company to properly contain and remove the asbestos safely. Depending on the extent of contamination, areas like the HVAC system, insulation, and even walls or floors may need to be replaced or remediated.

How to Save Money When Fixing Something Like This

Although asbestos abatement is expensive, getting multiple quotes from certified professionals can help you find a more affordable solution. Some government programs may offer financial assistance or tax incentives for asbestos removal in residential properties. If the contamination is limited, encapsulation (sealing the asbestos in place) can be a less expensive option compared to full removal.

How to Do It Right

Make sure the asbestos abatement is done by a licensed and certified professional. They will use proper containment and disposal methods to ensure no asbestos fibres are released into your home. After the abatement, have the area retested to ensure all asbestos has been safely removed or contained. Keep a record of the work for future buyers or homeowners, as this documentation is often required during property transactions.

Buying Out an Ex After Divorce - $50,000

"Bought out my ex-wife. Costly but soooooo worth it." – xxxkram

Wife looking at divorce papers.

Preventative Solution

We debated even including this one as a part of this list, but let’s go for it.  While it might be next to impossible to prevent a divorce once the wheels have come off a marriage, there are things you can do to make the proceedings less painful.  Divorce can be an emotionally and financially draining process on its own, but especially when it comes to deciding what to do with shared property, like a home. One of the most common solutions is for one spouse to buy out the other’s share of the house. To prevent financial strain during this process, it’s important to have a clear understanding of your finances and the home’s equity value. Hiring a professional appraiser can help ensure a fair buyout amount. It’s also critical to work with a divorce attorney and possibly a financial planner to assess your options and how this decision will affect your financial future.

What to Do Now That It Has Been Decided

Once you’ve decided to buy out your ex-spouse, start by getting an official appraisal of the home to determine its market value. The buyout typically involves paying your ex for their share of the home’s equity. This can be done through refinancing, using personal savings, or negotiating other assets (like retirement accounts or vehicles) to offset the cost. Make sure to update the title and mortgage documents to reflect the change in ownership, and consult with a real estate attorney to ensure everything is done legally and correctly.

How to Save Money When Fixing Something Like This

Buying an ex-spouse can be costly, but there are ways to manage the expense. Refinancing the mortgage is often the easiest way to raise the funds needed for a buyout, and locking in a lower interest rate can help reduce long-term costs. Negotiating the division of assets creatively—such as trading larger portions of other investments or retirement savings in exchange for a smaller cash payment—can help reduce immediate financial strain. Additionally, ensuring that the terms of the buyout are fair from the beginning can prevent costly legal disputes later.

How to Do It Right

To do a buyout properly, both parties need to work with professionals—divorce attorneys, financial advisors, and possibly a mortgage lender. Make sure all financial and legal documents are up-to-date, and ensure both parties understand the long-term financial implications of the buyout. It’s crucial to evaluate how keeping the home fits into your future financial plans, including whether you can comfortably afford the mortgage, maintenance, and other costs on your own post-divorce. Proper planning and open communication can make the buyout process smoother and more manageable.

Not Getting a Sewer Scope/Plumbing Inspection - $24,000 - $30,000

"Opted out of scoping the sewer at inspection because it was an extra $600. Ended up spending over $30k to have the entire sewer replaced after first cheaping out and sleeving the pipes, only for it to fail a year later and have to be completely redone, including excavating a main road." – meowlia

"Not having the plumbing checked 100%. Just repiped the whole house, $30k." – dressagerider1020

A yard being excavated to repair a damaged sewer line. A large trench is visible, with broken pipes being replaced.

Preventative Solution

Always opt for a sewer scope inspection when purchasing a home, especially older properties. The upfront cost of around $300 to $600 is minimal compared to the expense of replacing a sewer line. The inspection helps identify blockages, damage, or roots growing into the pipes, which can save thousands down the line. Regular sewer maintenance, such as using enzyme-based treatments to clear minor buildup and keeping large trees away from sewer lines, can also prevent major problems.

What to Do Now That It Has Been Discovered

If you’ve discovered significant sewer damage, the first step is to contact a plumber who specialises in sewer systems. They will assess whether the damage can be repaired or if a full replacement is necessary. For minor blockages, hydro-jetting or trenchless repair methods may be effective. However, severe damage often requires excavation and full pipe replacement. Depending on where the issue is located (under your property or under public roads), you may need to involve local authorities to obtain the necessary permits.

How to Save Money When Fixing Something Like This

If a full sewer replacement is required, consider trenchless repair methods, which can be less invasive and cheaper than traditional excavation. Always get multiple quotes from licensed contractors to ensure you're getting the best deal. Additionally, check if your homeowner’s insurance policy covers any part of the repair, particularly if the damage was sudden or caused by an external factor, like tree roots or a collapse. In some cases, local municipalities offer financial assistance or payment plans for repairs involving public sewer lines.

How to Do It Right

Have the repair or replacement done by licensed professionals who specialise in sewer systems. If trenchless technology is an option, it can minimise damage to your yard or driveway. Make sure to obtain all necessary permits and inspections to ensure the work complies with local codes. After the repair, consider regular inspections every few years to catch potential issues early and prevent future costly repairs. Proper maintenance, including avoiding flushing non-biodegradable materials, can extend the life of your sewer system.

Ignoring Foundation Issues - $60,000+

"Trusting a structural engineer who was ready to retire. $60k on foundation repair." – DavidJMeowthews41

A house with visible cracks running up the walls from the foundation.

Preventative Solution

Foundation issues often start small but can quickly become major problems if ignored. When purchasing a home, it’s essential to get a professional foundation inspection, particularly in homes showing signs of cracks, uneven floors, or sticking doors. Ensure the inspector is experienced and not nearing retirement or cutting corners. Regularly checking your home for cracks or shifting can help catch problems early. Additionally, controlling water drainage around your home’s foundation (e.g., proper grading and maintaining gutters) can prevent long-term damage.

What to Do Now That It Has Been Discovered

Once foundation issues are discovered, you should act immediately. Contact a licensed structural engineer or foundation repair specialist to assess the extent of the damage. Some cracks can be fixed with simple epoxy injections, while more severe issues may require underpinning or pier installation to stabilise the home. It's important to get a second opinion, especially for major repairs, to ensure the right solution is being applied.

How to Save Money When Fixing Something Like This

Foundation repairs are expensive, but comparing quotes from different contractors can help you find a more affordable option. Ask about phased repairs, where the most urgent work is done first, allowing you to spread out the costs. Additionally, check if your homeowner’s insurance covers foundation damage, as some policies may include this under specific conditions, like damage from natural disasters. Properly maintaining drainage around the home to prevent future issues can also save money in the long term.

How to Do It Right

Ensure that licensed, reputable professionals who specialise in this field do any foundation repairs. Use quality materials, such as steel piers or helical piles, that are known for long-term durability. Get a thorough inspection of the rest of your home to ensure the foundation repairs won’t affect other systems, such as plumbing or electrical. After the work is completed, ask for a warranty on the repair and schedule regular inspections to monitor for any future issues.

Not Replacing Old Windows - $60,000-$80,000

"Windows will get you. We knew ours were bad going in, but after we get all of them replaced and a couple of doors, we will probably be at like 80k. lol" – Adrenaline-Junkie187

A cozy home during winter, but the windows are fogged up, with condensation and ice forming on the inside.

Preventative Solution

If you suspect the windows in a home are old or inefficient, having a professional window inspection before purchasing the home can help you understand the scope of necessary repairs or replacements. Energy-efficient windows, such as double-pane or triple-pane windows with low-emissivity (Low-E) glass, can drastically reduce heating and cooling costs. Regularly checking window seals, caulking, and weather stripping can also prevent drafts and water damage, extending the life of your windows.

What to Do Now That It Has Been Discovered

If you’ve discovered that your windows need replacing, start by prioritising the worst offenders—windows that are draughty, have broken seals, or show signs of water damage. Replacing windows in phases, starting with the most problematic ones, can help spread out the financial burden. Consider upgrading to energy-efficient windows, which may have a higher upfront cost but can save on energy bills and increase the value of your home over time.

How to Save Money When Fixing Something Like This

Replacing all the windows at once can be expensive, but you may be eligible for rebates or tax incentives for energy-efficient window replacements. Additionally, getting multiple quotes from window contractors can help you find the best price. Phased replacement, starting with the windows in the worst condition, can also spread out the costs. Some homeowners finance window replacements, as energy savings can offset monthly payments in the long run.

How to Do It Right

Choose high-quality, energy-efficient windows that are suited to your climate and home’s design. Ensure a certified professional does the installation to avoid issues like improper sealing, which can lead to drafts or water damage. Consider vinyl, fibreglass, or composite windows for their durability and low maintenance needs. After installation, perform regular maintenance like cleaning and inspecting seals to maximise the windows' lifespan and ensure they remain energy-efficient.

Wrap-Up

These 14 real-life disasters show just how quickly things can spiral when small problems are left unchecked. While we can’t help you avoid all of life’s unexpected challenges—especially in the case of divorce (we’re not experts there!)—Bidmii is here to help with preventative maintenance and repairs when things go wrong. Whether it’s keeping your plumbing in shape, inspecting that aging roof, or addressing issues before they turn into big-ticket problems, Bidmii allows you to connect with contractors who can help safeguard your home.

By using Bidmii, you can ensure that necessary repairs and maintenance are handled before they become costly disasters. And when the worst does happen, Bidmii ensures your funds are secure by holding them in trust, so you can rest easy knowing the job will get done right. Don’t let your home turn into a cautionary tale—post your next project on Bidmii and take control of your home's maintenance and repairs!

If you want to read the original reddit thread, you can do so here.

Summary Table

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Disaster Cost Key Lesson
Ignoring Outdated Plumbing $10,000+ Replace outdated systems, like water heaters, based on inspection reports.
Not Checking for Mold $10,000+ Control moisture and inspect for mold regularly to prevent costly remediation.
Not Checking Electrical Panel $10,000+ Get a full electrical inspection, especially in older homes.
Buying a Flipped House Without Inspection $20,000+ Always get an independent inspection on flipped homes to avoid hidden issues.
Ignoring Termite Damage $30,000+ Schedule regular termite inspections and treatments.
Not Checking HVAC System $15,000+ Check HVAC systems before buying and schedule regular maintenance.
Buying Foreclosure Without Inspection $20,000+ Get thorough inspections on foreclosed properties to avoid unexpected repairs.
Not Checking Well/Water System $20,000+ Test water quality in homes with well systems to avoid filtration costs.
Ignoring Roof Issues $30,000 - $70,000 Inspect roofs before buying, and maintain them regularly to avoid high repair costs.
Not Checking for Asbestos $45,000 Test for asbestos before any renovations in older homes.
Buying Out an Ex After Divorce $50,000 Plan for the financial costs of divorce, especially if buying out an ex.
Not Getting a Sewer Scope $24,000+ Always opt for a sewer scope to prevent expensive pipe replacements.
Ignoring Foundation Issues $60,000+ Address foundation issues early to avoid significant repair costs.
Not Replacing Old Windows $60,000 - $80,000 Replace old windows gradually to prevent high replacement costs later.