This insurance does not apply to:
1.2.1. Designated Activity or Work
“Bodily injury” or “property damage” arising out of:
1.2.1.1. structural alterations or work;
1.2.1.2. exterior services that are performed, in whole or in part, more than three (3) storeys above ground;
1.2.1.3. “residential contractor services” performed for a commercial building owner or condo corporation, or property manager on their behalf, within a building or complex that is larger than three (3) residential units.
1.2.1.4. services that involve the use of heavy contractor's equipment;
1.2.1.5.
1.2.1.5.1. excavation;
1.2.1.5.2. roofing;
1.2.1.5.3. waterproofing;
1.2.1.5.4. shoring; underpinning; blasting;
1.2.1.5.5. snow removal work;
1.2.1.5.6. fertilization & weed control services;
1.2.1.5.7. welding;
1.2.1.5.8. chimney cleaning services;
1.2.1.5.9. spray painting;
1.2.1.5.10. installation, maintenance, repair of liquid fuel systems such as ethanol, oil or propane or solid fuel systems such as wood or pellet;
1.2.1.5.11. installation, maintenance, repair of swimming pools, hot tubs or saunas;
1.2.1.5.12. wrecking or demolition;
1.2.1.5.13. assembly of children's structures; and
1.2.1.5.14. property inspection and/or valuation services;
1.2.1.6. any service that is illegal in the locality in which it is posted or takes place;
This insurance does not apply to:
1. Asbestos
2. Fungi or Spores
3. Nuclear Energy Liability
4. Pollution
5. Terrorism
6. War Risks
7. Unsolicited Communication
If you have any questions regarding exclusions or coverages, please contact Bidmii.
Insurance is underwritten by the Intact Insurance Company. Additional conditions, limitations and exclusions apply. The basic coverage summary provided to you is for informational purposes only. Bidmii’s insurance policy under which the Coverage is offered will prevail at all times.